Small Business Administration Loans (SBA)

Sterling Capital is a leading non-bank SBA lender for small to mid-sized companies nationwide. We know SBA lending inside and out.

Loan Size

$250,000 - $5,000,000

Purpose of Loan

  • Purchase Real Estate
  • Refinance or Consolidate Debt
  • Buy Equipment
  • Capitalize on Growth and Expansion Opportunities
  • Acquire a Business
  • Modernize
  • Improve Cash Flow
  • Launch a “Start-Up” Operation
  • Finance a Merger/Acquisition

Types of Loans

  • SBA 7(a) Loans (owner-occupied real estate) — Up to 25 year term
  • SBA 504 Loans (owner-occupied real estate) — Up to 25 year term
  • Machinery and Equipment — Up to 15 year term
  • Business Acquisition — Up to 10 year term
  • Working Capital — Up to 10 year term
  • Conventional Loans

Terms for SBA Guaranteed Loans

  • Up to 90% Financing
  • Assumable Loans
  • No Balloon Payments

Typical Borrowers

Manufacturers, hotels, motels, C-stores, car washes, daycare centers, assisted living facilities, wholesalers, distributors, retailers, franchisees, start-ups, professional practices, restaurants, service businesses and others.